Professional Mortgage Advice

Your mortgage is probably the largest financial transaction and commitment you are ever likely to undertake. That is why Total Finance Options offers impartial mortgage advice, which is individually tailored to your needs and requirements.

Finding the right mortgage can be tricky. Our aim is to make the process as painless as possible for you.

Total Finance Options has years of experience in offering impartial mortgage advice and is 100% committed to finding you a product appropriate for your needs. We have access to a comprehensive range of mortgages from across the market so there is no need to spend time shopping around for “a deal” when we can do this for you.

There are so many different types of mortgage available that it is easy to become confused. You could even find yourself opting for the mortgage product offering the lowest headline Interest Rate, but when Arrangement Fees, Conditional Insurances, Higher Lending Charges, Lock-Ins and Early Repayment Charges are taken into account, the products may not be as attractive as you might have first thought.

Total Finance Options Ltd have access to mortgage sourcing systems that are updated daily so that we can provide our clients with all the very latest mortgage offers. Whether you’re a First Time Buyer, looking to Re-Mortgage and reduce your current mortgage payments, consolidate debts or raise capital we could help.

Your home may be repossessed if you do not keep up repayments on your mortgage

In general, Buy to Let mortgages are not regulated by the Financial Conduct Authority 

We will charge a fee of between £95 and £495. The precise amount we will charge is dependent on the amount of research and administration that is required. This fee is payable on production of your Mortgage Offer and is non-refundable.

Please either call us on 01302 623490 or complete our contact form for more information.

Here are just a few of the products we can offer you:

  • First Time Buyers
  • New Home Purchases
  • Remortgages
  • Buy to Let
  • Council Right to Buy
  • Shared Ownership
  • Help to Buy Mortgages

You voluntarily choose to provide personal details to us via this website.
Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.